WFG Blog

  • May 22 2019
    Should You Include ESG Funds in Your Retirement Plan?

    ESG, or environmental, social and governance funds, can be appealing to many investors, including millennials. These funds may be viewed as a proactive way to encourage reluctant and under-prepared millennials to save for retirement.  But is it a good idea to include ESG funds in your plan’s investment menu to entice investment do-gooders to boost  Read more ➝

  • May 15 2019
    Is it Time to Consider a New Plan Design?

    You may have heard about a “cash balance plan” and wondered whether it would be something advantageous for your business.  A cash balance plan operates differently from other types of traditional retirement plans in that it combines features of both defined benefit and defined contribution plans. Technically, a cash balance plan is classified as a  Read more ➝

  • May 9 2019
    Your Past, Present, and Future to Financial Wellness

    Did you know that 53% of full-time employed American adults felt stressed dealing with their personal financial situations over the past few years?[1] Financial wellness programs can be beneficial to financially-stressed employees, but there are many stages to financial wellness! Our new Employee Guide covers the three stages of financial wellness: Paying down debt Paying  Read more ➝

  • May 3 2019
    Off to a Strong Start

    If it seems like the financial markets have been off to an unusually strong start to the year—you are correct. The S&P 500 Index has risen for four consecutive months, resulting in the strongest start to a year in more than 30 years! To be fair, the early gains included recovery from oversold market conditions  Read more ➝

  • May 1 2019
    5 Plan Design Features for Retirement Readiness

    Successful financial wellness programs help employees feel in control and on track in their financial lives – and that includes planning for retirement. We’ve outlined five quick ways to help your employees work toward financial wellness when savings for their retirement future!     Like this video? Check out more here.       This information  Read more ➝

  • Apr 17 2019
    What is Financial Wellness?

    By Joe DeNoyior One of the greatest shifts happening in the workplace right now is the rise of the next generation of workers. That is paired with the advancing pace of change brought about by technology. This change in the working environment means more employees are expecting their employer to provide additional benefits, insight, and  Read more ➝

  • Apr 9 2019
    How to Hire a 401k Advisor?

    By Joe DeNoyior How to hire a 401k advisor is an exceedingly common question with an incredibly simple answer. We find that hiring a 401k advisor boils down to one thing, and that’s alignment with your organization and your objectives. To help determine that alignment, we find it’s helpful to ask two questions: What is  Read more ➝

  • Apr 5 2019
    Signals We See in Q1 2019 Results

    April brings showers, baseball, and historically, the best month of the year for the S&P 500 Index (for the last 20 years). On top of that, the S&P 500 had its best first quarter since 1998, and in March we celebrated the 10-year anniversary of the current bull market. Although the U.S. economy hit a  Read more ➝

  • Mar 27 2019
    3 Key Questions for Planning Your Budget

    By Elena Arroyo When I got married, I remember the horrible dread of having “The Budgeting Discussion” with my future spouse. I had no patience for limits and concessions—I was busy building my Pinterest board (rosemary is so in right now), trying to figure out how much celosia I could cram into a table centerpiece  Read more ➝

  • Mar 19 2019
    Share Class ABC’s: Choose Wisely

    Choosing mutual funds for your retirement plan’s investment lineup can feel like wading through a sea of alphabet soup. Fund companies typically offer multiple share classes, each sporting its own unique letter. A shares, C shares, I shares, R shares — what does it all mean? Luckily, you don’t have to be a mutual fund  Read more ➝