Posts Tagged ‘Deferral%’

Procrastination Can Cost You

Tuesday, July 28th, 2015

Putting off retirement savings is a missed opportunity Most people start saving for retirement at 35 — fully 10 years beyond the ideal age, according to a recent Financial Engines survey.1 Reasons to procrastinate are familiar to many. But delaying your savings can be costly, as the chart below...

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What should we consider when we review our 401(k) plan’s investment menu?

Wednesday, July 23rd, 2014

By Joseph F. DeNoyior, Managing Partner You may want to keep in mind one of the results of TIAA-CREF’s Investment Options Survey: More than one-third of retirement plan participants said they are not familiar with their plan’s investment options.  Further, 36% said they have either too few or too...

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How Can We Improve Retirement Readiness for Our Employees?

Wednesday, April 16th, 2014

By Joseph F. DeNoyior, Managing Partner I’d like to talk to you about something that we feel is the most crucial (and practical) way to improve your 401(k) plan. Despite the widespread recognition among workers of the wisdom of saving for retirement, almost one-third of those who are eligible...

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What Percentage of my Paycheck Should I Contribute to my 401k?

Friday, September 27th, 2013

I’m about to put my percentage where my mouth is. There’s nothing worse than when a professional gives you their opinion, but then doesn’t follow their own advice.  So, I’m going to give you my opinion, but not in the traditional manner.  No, I’m not going to quote the...

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